The pet insurance detail really caught me. Not just the practical relief of having coverage for Joan's echocardiogram, but how it fits into this larger frame about what we get to keep while we can. I've wrestled with whether pet insurance is "worth it" and honestly most people I know treat it like an expected-value calculation, but what matters more is the optionality it buys when something goes wrong. Had a similar moment with my dog last year and realzing I could just say yes to the tests without the mental gymnastics was huge. Beautiful reflection on recognizing grace inthose third-category moments.
When my other cat was hospitalized a few years ago, his bill came out to almost $8k. There were several big decision points along the way as he escalated through different facilities. As you say, it made a huge difference to be able to just say yes and know that it might be a kick in the teeth but it wouldn't be ruinous!
The pet insurance detail really caught me. Not just the practical relief of having coverage for Joan's echocardiogram, but how it fits into this larger frame about what we get to keep while we can. I've wrestled with whether pet insurance is "worth it" and honestly most people I know treat it like an expected-value calculation, but what matters more is the optionality it buys when something goes wrong. Had a similar moment with my dog last year and realzing I could just say yes to the tests without the mental gymnastics was huge. Beautiful reflection on recognizing grace inthose third-category moments.
When my other cat was hospitalized a few years ago, his bill came out to almost $8k. There were several big decision points along the way as he escalated through different facilities. As you say, it made a huge difference to be able to just say yes and know that it might be a kick in the teeth but it wouldn't be ruinous!